Buyer shall select the title/closing agent, unless seller specifically requests a particular title/closing agent. Buyer at their sole expense shall pay the owner's title insurance policy and shall pay the title examination fee and premium for such policy. Buyer shall pay all closing fees & costs including settlement, deed and/or closing fees & costs to the closing/title agent regardless of local custom. Seller will NOT be responsible for any unpaid real estate taxes and/or assessments, levies, homeowner/condo association fees, costs and/or charges, utilities, code violations and any other charges. The buyer is responsible for verifying any possible liens, judgements and/or assessments. Please note this information in the MLS so all buyers take this into consideration when making an offer.